Annuities

An Annuity is an insurance product in which you invest a sum of money in exchange for a steady stream of payments during your retirement years.

The payments can be set for the rest of your life, OR for a set number of years. You can also decide if you want the payments to be for 1 or for 2 people.

There are 2 types of annuities:
Deferred Annuity - you invest for a specific period of time, then start to receive the payments after retirement occurs
Immediate Annuity - the payments start as soon as you invest in the annuity

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